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Chancen Rwanda's Income Share Agreement Programs Open for 2026

 

Study Now, Pay Later: Chancen Rwanda Is Funding Your Education in 2026  No Upfront Fees Required.

Your ambition matters. Your future is possible. And a lack of funds is no longer a reason to pause your education.

If you have been dreaming of going back to school or taking the next step in your education but the cost has been holding you back, Chancen Rwanda has built a solution specifically for people like you.

Through their Income Share Agreement (ISA) model, you can enroll in a Bachelor's Degree, Advanced Diploma, or Professional Certificate program today, with absolutely zero upfront tuition payment. You study, you grow, you graduate  and only then do you begin paying back, and only once you are earning income.

No debt pressure during your studies. No bank loans. Just a smart, human-centered investment in your own future.
Chancen Rwanda Study Now Pay Later 2026 program offering Income Share Agreement with no upfront tuition fees for bachelor’s degrees, advanced diplomas, and professional certificates in Rwanda.

What Is an Income Share Agreement (ISA)?

An Income Share Agreement is a financing model where Chancen Rwanda covers your tuition costs upfront, and in return, you agree to pay back a small percentage of your income after you graduate and begin working.

What makes this different from a traditional loan is the fairness built into the model. There are no fixed monthly repayments piling up while you are still studying. There is no interest accumulating while you are trying to focus on your coursework. And crucially, if you are not yet earning, you are not yet paying. Chancen only succeeds when you succeed  which means they are genuinely invested in your education, your graduation, and your employment.

How It Works  3 Simple Steps

Step 1  Apply and Enroll: Choose a program that matches your goals, fill in the Chancen Rwanda expression of interest form, and get enrolled without paying any tuition upfront.

Step 2  Study and Graduate: Focus entirely on building your skills and completing your program. Chancen covers your tuition throughout, so your only job is to learn and grow.

Step 3 Earn, Then Repay: Once you graduate and secure employment, you begin paying back a small, agreed percentage of your income. Not before. Only after you are earning.

Available Programs

Chancen Rwanda has partnered with universities, colleges, and training academies across the country to offer programs at three levels.

🎓 Bachelor's Degrees

University of Arts & Technology of Byumba.

  • Bachelor of Science (Hons) in Animal Production
  • Bachelor of Science (Hons) in Crop Production
  • Bachelor of Science (Hons) in Management of Forest Plantation & Natural Ecosystem.
  • Bachelor of Science (Hons) in Renewable Energy
  • Bachelor of Arts (Hons) in Social Work

University of Gitwe

  • Bachelor's in General Nursing
  • Bachelor's in Midwifery
  • Bachelor of Upgrading in General Nursing

📜 Advanced Diplomas

University of Gitwe

  • Advanced Diploma in General Nursing
  • Advanced Diploma in Midwifery

    🏅 Professional Certificates

    Nziza Training Academy

    • Certificate in Electrical Design
    • Certificate in Architectural Design
    • Certificate in RC Structural Engineering

      Kuranga Digital LTD

      • Certificate in QuickBooks
      • Certificate in Advanced Excel
      • Certificate in Taxation

        Easy & Possible Organization

        • Certificate in Multimedia Production
        • Certificate in Photography & Videography
        • Certificate in Digital Skills

          Tailor's Dream College

          • Certificate in Tailoring

          RICEM

          • Certified Microfinance Professionals (CMP) Level 1

            Why This Opportunity Is Worth Taking Seriously

            Rwanda is one of the fastest-growing economies in Africa, and the demand for skilled professionals in healthcare, engineering, agriculture, finance, digital technology, and the creative industries is only increasing. The programs offered through Chancen Rwanda are not random. They are carefully selected to align with the sectors where Rwanda needs talent most, and where graduates are most likely to find meaningful, well-paying employment after completing their studies.

            For young Rwandans who have the ambition but not the financial means, the ISA model removes the single biggest barrier standing between them and a life-changing qualification. This is not charity,  it is a fair partnership between you and an organization that believes in your potential.

            How to Register Your Interest

            Getting started is simple. You have three options  choose whichever works best for you.

            Option 1  Fill in the Online Form: Visit the official Chancen Rwanda expression of interest form at the link below and complete your registration in just a few minutes.

            👉 Click here to open the interest form

            Option 2  Scan the QR Code: If you have the Chancen Rwanda flyer, simply scan the QR code with your phone to be taken directly to the registration page.

            Option 3  Send a Text Message: Text your institution or university code to 0790003647 and the Chancen Rwanda team will reach out to you directly. For example, send RICEM 001 to register interest in the Microfinance Professionals certificate.

            Final Thoughts

            Twenty-three programs. Three qualification levels. Six partner institutions. And zero upfront fees.

            Chancen Rwanda has done the hard work of building a financing model that works for ordinary Rwandans with extraordinary ambitions. All you have to do is take the first step and register your interest.

            Whether you want to become a nurse, an electrical designer, a digital skills professional, or a microfinance expert,  the pathway exists, and the funding is available.

            Your ambition matters. Your future is possible. Let's build it together.

            Stay connected with The Light of Engineering for the latest education opportunities, job openings, scholarships, and career resources across Rwanda and Africa.

            #ChancenRwanda #StudyNowPayLater #IncomeShareAgreement #HigherEducation #SkillsDevelopment #RwandaEducation #TheLightOfEngineering

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