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Investment Associate – Kirehe (Inkomoko) | High-Impact NGO Job in Rwanda

Job announcement graphic showing Invigilators and Supervisors recruitment information by NESA Rwanda under The Light of Engineers career updates.

Deadline: 5 December 2025

Are you passionate about finance, entrepreneurship, and supporting small businesses to grow? Inkomoko is hiring an Investment Associate for its Kirehe/Mahama branch. This is a powerful opportunity to join a high-impact organization helping thousands of entrepreneurs across Rwanda and East Africa.

About the Organization – Inkomoko

Inkomoko is one of East Africa’s leading social enterprises focused on empowering entrepreneurs, strengthening small businesses, and promoting community development.

In 2025, the Financial Times recognized Inkomoko as the 8th fastest-growing company in Africa, thanks to its regional impact and strong commitment to economic inclusion.

Since 2012, Inkomoko has:

  • Supported 100,000+ entrepreneurs
  • Expanded across Rwanda, Kenya, Ethiopia, Chad, and South Sudan
  • Invested millions of dollars into micro and small businesses
  • Prioritized refugee and host-community economic transformation
  • Built a 2030 vision to impact 7 million people and grow a $30M loan fund

Joining Inkomoko means joining a dynamic, mission-driven, regional team that is transforming lives.

Work Location & Job Details

Position: Investment Associate
Location: Kirehe District (Mahama Refugee Camp Area), Eastern Province
Job Type: Full-time, On-site
Sector: Microfinance, Entrepreneurship Support, NGO

Inkomoko Values & Work Culture

Inkomoko is built on a strong culture defined by 5 core values:

1. Purpose

Solve real problems, innovate, and deliver quality results.

2. Achievement

Push boundaries and exceed expectations.

3. Improvement

Stay humble, learn continuously, and accept feedback.

4. Bravery

Take smart risks, support inclusion, protect dignity, and lead with compassion.

5. “We Eat Goat”

A unique tradition meaning: celebrate wins, build community, and uplift each other.

Inkomoko strongly encourages applications from women, refugees, young professionals, and people of diverse backgrounds.

About the Role  Investment Associate (Kirehe/Mahama)

The Investment Associate is a key member of the Access to Finance Department.
You will work directly with entrepreneurs to:

  • Conduct due diligence
  • Manage loans
  • Monitor portfolio performance
  • Support repayment tracking
  • Maintain accurate investment records

This role requires a strong mix of technical financial skills, fieldwork, and relationship-building with clients.

Key Responsibilities

1. Due Diligence & Investment Preparation (60%)

  • Respond to inquiries from prospective borrowers
  • Explain loan products, terms, and repayment requirements
  • Conduct thorough business appraisals and credit assessments
  • Review and verify required documentation
  • Perform business site visits and eligibility assessments
  • Open new investment accounts and complete necessary forms
  • Prepare full loan files for internal review
  • Collect client photos, stories, and consent for fundraising partners
  • Work closely with Business Development Services (BDS) teams
  • Maintain strong internal controls and accurate workflows

2. Portfolio Management (20%)

  • Maintain strong relationships with active borrowers
  • Conduct follow-ups, monitor field activities, and support repayments
  • Keep delinquency and default rates within target limits
  • Track repayment history and maintain accurate portfolio updates
  • Participate in weekly portfolio review meetings
  • Coordinate with Finance teams for reconciliations and invoicing
  • Engage local leaders, courts, or authorities when necessary
  • Ensure compliance with lender requirements

3. Investment Management System Oversight (20%)

  • Record disbursements, repayments, and loan updates
  • Ensure data accuracy in the investment system
  • Collaborate with system providers to optimize performance
  • Manage user permissions and system security
  • Support automation of lending processes
  • Generate system and portfolio reports
  • Train new staff on loan/investment software

Qualifications & Requirements

Minimum Qualifications

  • Bachelor’s degree in Finance, Business, Economics, Accounting, or related field
  • Minimum 3 years of experience in microfinance, loan management, credit analysis, or MSE finance
  • Fluency in Kinyarwanda and English
  • Familiarity with group lending or community savings models
  • Strong customer service and communication skills
  • Experience with loan management systems (LMS)
  • Ability to handle difficult repayment conversations professionally
  • Strong organizational skills and high attention to detail
  • Experience in legal or court processes is an added advantage

Core Competencies

  • Interpersonal and communication skills
  • Critical thinking and problem-solving
  • Tech-savvy with digital tools
  • Ability to prioritize tasks and meet deadlines
  • High integrity, professionalism, and perseverance

Benefits of Working at Inkomoko

  • Competitive salary
  • Performance-based bonuses
  • Medical insurance for you and your family
  • Staff savings and provident fund
  • Regional learning and exposure
  • Supportive and inclusive work culture
  • Paid parental leave, annual leave, and sabbatical leave
  • Strong career development support

How to Apply

All applications must be submitted through the official Inkomoko Jobs Portal.

Click here to apply  or you can Contact us 0784868557

📌 Deadline: 5 December 2025
Applications are reviewed continuously  early applications are strongly encouraged.

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